Elon Musk’s xAI is suing OpenAI and Apple

Welcome back to “Trendwise AI”

Today’s Recipes:

• Elon Musk’s xAI is suing OpenAI and Apple

• Saudi Launches ‘Halal’ AI Chatbot in Arabic

• + AI Innovations: Startup Spotlight: I Asked ChatGPT About Money (Your 5 Real Financial Struggles)

• + Trending tools and resources

• And More….

Elon Musk’s xAI is suing OpenAI and Apple

• What: Elon Musk’s companies, X Corp. and xAI, have filed an antitrust lawsuit in Texas accusing Apple and OpenAI of conspiring to block rivals like Musk’s Grok chatbot. The lawsuit points to ChatGPT’s exclusive presence in Apple’s Apple Intelligence and App Store promotion as evidence of unfair competition.

• Why: By integrating ChatGPT deeply into iOS and giving it preferential treatment in App Store listings, Apple and OpenAI allegedly stifle innovation, limit user choice, and suppress competitors, handcuffing startups trying to break into the AI chatbot space.

• Impact: If successful, the lawsuit could reshape how AI tools are distributed on major platforms and break exclusive bottlenecks. It also shines a spotlight on platform neutrality and how tech giants consolidate power in emerging markets.

Thanks for sticking with us! As this legal drama unfolds, do you think Apple/ OpenAI will change course, or is it game over for independent AI players?

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Saudi Launches ‘Halal’ AI Chatbot in Arabic

• What: Humain, a Saudi AI company, has released Humain Chat, a bilingual Arabic-first chatbot powered by the Allam large language model. Trained on one of the largest Arabic datasets ever, it understands dialects like Egyptian and Lebanese and is grounded in Islamic culture and values. Initially, it’s available only in Saudi Arabia.

• Why: Most AI chatbots default to English even when translating. Human Chat fills that gap by speaking native Arabic and respecting regional traditions, offering a culturally attuned conversational experience unlike general English-centric models.

• Impact: This marks a milestone for Arabic-first AI, promoting inclusivity and cultural relevance. As it expands across the Middle East, Humain Chat could redefine how Arabic speakers engage with AI, showcasing a shift toward localization in AI technology.

Thanks for reading! As AI starts speaking our language literally, what local-purpose use or cultural nuance are you most excited to explore with a chatbot like this?

I Asked ChatGPT About Money (Your 5 Real Financial Struggles)

Money is always tricky. No matter how much we earn, it seems to slip away faster than we expect.

I once asked ChatGPT, "What are the real financial struggles people face?" And the answers hit me hard because I've lived through some of them myself.

Here are 5 real money problems you might relate to - and more importantly, how AI tools (including ChatGPT) can help us actually fix them.

1. Living Paycheck to Paycheck

A huge percentage of people live this way. Yes, you are included too.

Once you get your salary at month-end, it disappears into bills, groceries, EMIS, and sometimes things you didn't even need.

To fix your budget, you need a plan.

But honestly, who has the time to write everything on paper or in Excel?

That's where AI budgeting apps step in:

Cleo, YNAB (You Need A Budget), and Goodbudget - these use AI to track expenses, predict overspending, and even act like a finance coach in your pocket.

They don't just record, they remind you:

Hey, your entertainment budget is almost finished this week. Want to pause Netflix until next month?

Not interested in downloading extra apps?

Use ChatGPT as your money assistant. Paste your monthly income and expenses, and prompt it:

I've tried it. It really works.

2. High Credit Card Debt.

Let's be honest - many of us swipe without thinking. But when the bill arrives with 30-40% interest rates, the panic sets in.

I recently watched a YouTube video: A women paid off $12,078 of debt using ChatGPT. How?

She simply asked ChatGPT to give her daily money-making tasks to earn extra income. Nothing fancy, but small, consistent actions added up.

Here's how AI can help you escape debt:

ChatGPT for debt strategies: Ask it for repayment plans - like the snowball method (smallest debt first) or avalanche method (highest interest first).

AI reminders: Some apps (like Mint and Cleo) use AI notifications to stop you before swiping.

Your card balance is $25,000. Do you really want to add more?"

Trust me. AI can't remove debt overnight. But it can keep you accountable daily, which is half the battle.

3. Student Loans

If you are a young professional, you know this pain. You start your career already under a mountain of student debts, delaying dreams like buying a home, getting married, or even saving properly for your future.

How AI can help me (Is it going to pay my loans? Nope.)

ChatGPT as a loan strategist: Paste your loan details (amount, interest rates, EMIs). Ask:

ChatGPT can restructure your timeline, suggest side-hustle plans, and even break repayments into micro-goals.

AI-powered side hustles: Platforms like Fiverr, and Upwork, now match freelancers using AI.

This will help you find quick gigs like content writing, tutoring, or even basic design work. You can dedicate that income for your loan repayments.

See, it will take time.

4. Medical Emergencies

This one scares you and me the most. One unexpected illness can wipe out years of savings.

There's no need to tell you how the healthcare costs are skyrocketting. If you don't have backup plan, how will you handle the situation?

AI in insurance: Companies now use AI chatbots to simplify insurance comparison, helping you choose affordable coverage without hours of research.

ChatGPT as a health-finance guide: Paste your monthly budget and ask it to suggest a separate medical emergency fund.

Bill negotiations: Believe it or not, some AI assistants can draft polite negotiations emails to hospitals for installment payments.

I've started keeping a separate health fund after realising how unprepared I was. Oh my goodness!

5. Job Instability and Layoffs

With AI and automation rising, job security feels shaky. You are already aware of the threats that layoffs are hiting industries faster than ever.

Upskilling with AI: Platforms like Coursera, LinkedIn Learning, and even YouTube use AI to recommend career-relevant courses. Whether it's AI basics, coding, or digital marketing - you can stay ahead.

ChatGPT as a mentor. Ask:

Building side income: AI can help you automate side hustles or whatever you want to do. It can help in writing blogs, writing scripts for YouTubers (I'd tried this and succeeded in earning), or even designing digital products.

Final Thoughts

I realised something while writing this: money struggles are universal - but the way we tackle them is evolving.

🤖 GPT-5 - Automate coding, research, and planning from one prompt.

💻 Learnify - Turn blogs, PDFs, or URLs into video courses.

🔁 Retellio - AI agents for automated customer research.

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